Over 2000+ Local Families Served

Your Trusted Choice for Home Loans & Mortgage Solutions

Meet Dan Chapman

Loan Officer | NMLS#70767

Dan Chapman has over 25 years of experience in the mortgage industry and has helped thousands of families and individuals achieve their homeownership goals. A Top 1% Loan Originator in the United States, Dan has funded more than $750 million in residential mortgage loans throughout his career. As a Mortgage Loan Officer with Fairway Home Mortgage, Dan combines deep industry expertise with a relationship-focused approach, helping clients navigate the mortgage process with confidence and clarity. He proudly serves homebuyers and homeowners throughout Seattle, Bellevue and Kirkland and across WA. State. Read More

Dan is licensed to help with your home purchase or refinance in 7 states, Washington, Montana, California, Idaho, Arizona, Colorado and Texas.

Dan’s mission is simple: to make home financing clear, stress-free, and empowering. Whether you’re a first-time homebuyer, purchasing a luxury home, refinancing an existing mortgage, or expanding your real estate investment portfolio, Dan develops customized financing solutions designed around your goals.

Known for his responsiveness, market knowledge, and commitment to client success, Dan has built a reputation as a trusted mortgage advisor who delivers exceptional service and results. His focus extends beyond simply closing loans he helps clients make informed financial decisions that support long-term wealth creation through real estate.

When he’s not helping clients secure financing, Dan enjoys spending time with family, staying active outdoors, skiing, surfing, traveling, and continually learning ways to better serve his clients and community. NMLS #70767 Read Less

Direct Line

(425) 503-3209

Explore Loan Programs

Whether you’re purchasing your very first home, investing in commercial real estate, or looking to lower your monthly payments, we have an exact mortgage solution built around you.

Conventional Loans

The standard choice for buyers with strong credit history and stable down payments, offering highly competitive and flexible long-term structural terms.

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FHA Mortgage Loan

Flexible, government-backed financing options designed to help first-time buyers secure homes with lower credit scores and smaller initial down payments.

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VA Loans

Exclusive mortgage benefits for active military members, veterans, and surviving spouses featuring flexible zero-down options and low competitive rates.

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USDA Mortgage Loan

Zero-down payment government loans tailored specifically for eligible buyers purchasing primary residences in designated rural and suburban property communities.

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Jumbo Loans

High-balance financing options designed precisely for luxury properties and high-value homes that exceed standard conforming federal loan limit thresholds.

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Refinance Loan

Replace your existing mortgage to secure lower interest rates, adjust your repayment terms, or cash out built-up home equity.

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Down Payment Assistance

Specialized grants and secondary programs created to help qualified homebuyers offset upfront cash needed for down payments and closing costs.

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DSCR Loans / Investment Property Loans

Qualify for real estate investor financing based purely on property rental cash flow rather than personal employment income tax documentation.

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Non-QM / Bank Statment Loans

Alternative financing solutions tailored specifically for self-employed borrowers, business owners, and entrepreneurs utilizing bank statements to verify income.

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Construction Loans

Short-term financing designed to cover land acquisition and building costs, transitioning seamlessly into permanent long-term mortgage financing upon completion.

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Renovation Loan

Combine your purchase or refinance costs with home improvement funds into a single convenient loan to update or customize your property.

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Bridge Loan

A bridge loan is a short-term financing solution designed to “bridge” the gap between purchasing a new primary residence and selling your current home.

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Mortgage Calculator

Estimate your monthly principal and interest payments, run real-time rate scenarios, and check overall home affordability variables instantly before applying.

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Free Home Report

Curious what your home is worth in today’s market? Get an instant, detailed breakdown of your property’s estimated value and equity position.

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Document Checklist

Streamline your mortgage application process with a complete list of required financial documents, bank statements, and tax paperwork needed for pre-approval.

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Blog

Explore expert mortgage advice, market updates, buyer guides, and helpful tips to guide you smoothly through every step of your home financing journey.

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Client Feedback

What Local Homeowners Are Saying

5.0 / 5.0 Rating on Google Reviews 550+ Reviews

No Pressure, Just Answers

Real Advice for Local Homebuyers

Whether you’re months away or ready to write an offer tomorrow, here are a few simple ways to stay informed on your own timeline.

📸 Instagram Updates

Follow along on social media for 60-second weekly rate updates, local housing trends, and quick answers to common mortgage questions.

🎥 Video Guides & Shorts

Watch short, straightforward video breakdowns on interest rates, homebuying strategies, and mortgage secrets the big banks won’t tell you.

START YOUR JOURNEY

Ready to Take the Next Step with Dan?

The fastest way to see your real options is to submit a quick application. Once I have a few basic details, I can analyze your exact scenario and show you tailor-made rate and loan options built for your budget. Have a quick question before getting started? Drop me a line anytime.

Frequently Asked Questions

Got questions? We have answers to help you navigate mortgage borrowing.

What area's do you serve?

While I specialize in helping homebuyers and homeowners in the greater Seattle region which includes Seattle, Kirkland, Bellevue, Redmond, Sammamish and Bothell areas. I am fully licensed to serve clients across the entire state of Washington.

In addition to Washington State, I am also licensed to provide mortgage and loan services in Arizona, California, Colorado, Idaho, Montana, and Texas. Whether you are purchasing a home locally, refinancing, or relocating across state lines, I am here to guide you through the process.

What is the mortgage application process?

The mortgage application process involves several steps, including completing an application, providing documentation of your income and assets, and undergoing a credit check. Once submitted, a lender will review your application and make a lending decision based on this information.

How long does it take to close a mortgage?

The time it takes to close a mortgage can vary widely, but typically ranges from 10 to 30 days. Factors such as the complexity of the loan, market conditions, and efficiency of documentation can influence this timeline.

What types of mortgage loans are available?

There are several types of mortgage loans available, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Each option has different terms and benefits designed to suit various financial situations.

What is a mortgage pre-approval?

A mortgage pre-approval is a lender’s evaluation of your creditworthiness, which determines how much they are willing to lend you. It gives you an idea of your budget when house hunting and shows sellers that you are a serious buyer.

Can I refinance my mortgage?

Yes, refinancing your mortgage is possible and can be beneficial if you want to reduce your monthly payments or access your home equity. It’s important to consider current interest rates and your long-term goals before deciding.

What are closing costs?

Closing costs are fees associated with finalizing your mortgage loan. These may include appraisal fees, title insurance, and lender fees. It’s common to expect these costs to be 2% to 3% of the total loan amount.

Can you use RSU for Income?

Yes we can use RSU for income on some loan programs.

Need more information?

If you still have questions, feel free to reach out to us. We’re here to help you every step of the way!

Stay Connected with Dan

Thank you for visiting Dan Chapman Loans! We offer you a hassle-free experience for all your mortgage needs. Reach out today for any inquiries or assistance we’re here to help!

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