Should You Buy a Home in Seattle or Kirkland in 2026?
If you’re considering buying a home in Seattle, Kirkland, Bellevue, Redmond or the greater Eastside, you may be wondering whether 2026 is the right time to make a move—or whether you should wait for mortgage rates to come down. It’s a fair question. Mortgage rates remain higher than the historically low rates many homeowners became […]
Seattle & Kirkland Mortgage Lender
Looking for a mortgage lender in Seattle or Kirkland? Dan Chapman helps homebuyers and homeowners navigate home loans, mortgage rates and financing options throughout Seattle, Kirkland and the Eastside. Buying a home is one of the biggest financial decisions you’ll make, and choosing the right mortgage strategy can be just as important as choosing the […]
6 Tips to Successfully Buy a Condo in Seattle
Looking to buy a condo in Seattle or the Bellevue area? A condo can be a fabulous option for your first home. You can enjoy all the perks of Seattle’s wonderful culture, without enduring the maintenance associated with a traditional single-family residence. However, you’ll want to consider a few things before you dive head-first into […]
4 of the Most Common Mortgage Questions
How does this whole mortgage thing work? If you’re not exactly sure, you’re not alone. Buying a home is a big decision and it can feel like a complex process. That’s why at Fairway our loan officers make it as simple and straightforward as possible. To help you get your feet wet, we’ve outlined four […]
Credit Score Mistakes Keeping You from Financial Success
You’re thinking about buying a home, but your credit score’s not quite up to snuff? It’s not just missing a payment that can keep your credit score from improving. The following credit pitfalls could be keeping you from seeing your credit score grow and achieving your dreams of homeownership. 1. Checking Your Credit Score […]
The Secret to Winning in a Competitive Market.
In a competitive market like the Seattle area, where inventory is lower and demand is high, it can be hard competing against other buyers. Bidding wars are common. Prospective buyers will waive inspections, offer extra earnest money, and provide favorable move out terms. Fortunately for you, many prospective buyers miss out on one of the […]
It’s Never Too Early to Talk to Your Loan Officer
Thinking about buying your first home, but aren’t sure if you’re really ready? It might be you’re carrying debt, such as student loans. Perhaps you have a poor credit history. Or, you could be unsure about how big of a down payment you need to make. Don’t just assume you aren’t ready. Each home […]
Can You Buy a Home When Your Credit is Bad?
Make no mistake about it. Buying a home with bad credit is harder than buying a home with good credit. However, that doesn’t mean it’s impossible. Just because you don’t have an amazing credit score doesn’t mean you can’t achieve the dream of homeownership. What is ‘Bad’ Credit? Credit scores range from 300 to […]
Home Buying Mistakes You Might Be Making For Your Children
We do a lot of our children. From providing a strong education to exposing them to a wide variety of cultural experiences, the goal is to give them the best life possible. Unfortunately, there are some decisions we make that can actually undermine their (and your) happiness. Buying More Home Than You Can Afford […]
How Big of a Mortgage Can You Really Afford?
According to GeekWire, the median home price in Seattle hit a staggering $819,500 in March – the highest it’s ever been. For many borrowers, even if they are approved for that much, it’s more than they can reasonably afford. Take a moment to crunch your own numbers to determine how much you feel comfortable borrowing. […]