Document Checklist
Welcome to Your Mortgage Journey
All Borrowers
- W-2's for the previous 2 years
- Paycheck stubs for the last 30 days
- Checking and savings account statements for the last two months (all pages)
- Most recent statements for 401(k)s, stocks, and other investments
- Photo indentification (valid driver's license or passport) for applicant and co-applicant
Optional Documents for Including Extra Income
- Awards/benefits letter showing current/projected monthly benefits for Social Security, retirment, disability, or pension income recieved.
- Child support orders showing current amount receiving
Documents needs for Self Employed Borrowers
- Copies of most recent two years' business/personal tax returns (all schedules)
- 1099s or K-1 forms (if applicable)
Documents that may be required
- DD214 for veterans or DD256 for veteran reservists
- If refinancing: copy of the current mortgage bill
- If you've filed for bankruptcy in the past seven years: copies of pention and discharge, including supporting shchedules A through K
- If applicable: divorce decree
- If you own one or more rental properties: copies of leases, mortgage statments, homeowners insurance, and property tax statments
- If not a U.S. citizen: Permanent Resident Card, employment authorization card, or ITIN
*Note: Additional items may be requested during the loan underwriting phase if more information is required to guarantee your loan.
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