Bridge Loan
Transition seamlessly from your current home to your next without waiting for your existing property to sell. A Bridge Loan from Fairway provides short-term financing that allows you to tap into your current home’s equity to cover the down payment and upfront costs on a new home purchase, giving you maximum flexibility in competitive real […]
DSCR / Investment Property Loans
Expand your real estate portfolio without the burden of personal income verification or tax return analysis. A Debt Service Coverage Ratio (DSCR) loan from Fairway allows real estate investors to qualify for single-family, multi-family, or short-term rental property financing based strictly on the cash flow generated by the property itself. Apply Now DSCR / Investment […]
Non-QM / Bank Statement Loan
Self-employed business owners, freelancers, and entrepreneurs often have robust cash flows that standard W-2 tax documents don’t fully reflect. A Non-QM Bank Statement Loan from Fairway provides a flexible financing alternative, allowing you to qualify for a home purchase or refinance using 12 to 24 months of personal or business bank statements instead of traditional […]
Construction Loan
Build your custom dream home from the ground up with flexible financing tailored to every phase of construction. A construction loan from Fairway combines your land purchase, building costs, and long-term mortgage into a streamlined financing solution. Enjoy structured builder disbursements, predictable payment options during construction, and a seamless transition to permanent homeownership once your […]
Refinance Loan
By refinancing your home mortgage loan, you are paying off your current home mortgage loan with a new loan and restructuring the new home loan to fit your current needs and goals. With the refinanced loan, you could save a considerable amount of money over the life of the new home mortgage loan and potentially […]
Adjustable Rate Mortgage Loan
Adjustable rate mortgage loan (ARM Loan) is a term loan option where the interest rate can change periodically after the initial fixed rate period. After this introductory period, the interest rate associated with the mortgage loan is susceptible to increases or decreases based on market fluctuations, ultimately affecting your monthly mortgage payment. Apply Now Compare […]
Fixed Rate Mortgage Loan
Fixed rate mortgage loans can be a Conventional mortgage loan, an FHA mortgage loan, a VA mortgage loan, a USDA mortgage loan, a Jumbo mortgage loan — any of these! Describing a mortgage loan as “fixed rate” only means that, whoever is backing or insuring the loan, the interest rate associated with the home mortgage […]
Renovation Loan
When shopping for a home, you may come across properties that aren’t quite what you are looking for but are oozing with potential. With one of Fairway’s renovation loan options, you can roll the cost of those repairs and improvements into one loan, which can save you both time and money. Apply Now Renovation Loan […]
Jumbo Mortgage Loan
Jumbo mortgage loans allows you to purchase a more expensive home with a loan amount above the usual, or conforming, loan limits, which are set by the U.S. federal government’s Federal Housing Finance Agency. Each year, the FHFA reviews these loan limits and usually revises the limits upward for the following year. Apply Now Jumbo […]
USDA Mortgage Loan
The United States Department of Agriculture (USDA) has developed affordable USDA mortgage loan financing options for homeowners located in designated small towns, suburbs and exurbs. This program helps eligible low- to moderate-income families achieve homeownership by offering a no down payment option. Apply Now USDA Mortgage FAQs What Is a USDA Mortgage? USDA mortgage loan […]