Feb 25, 2017 | Mortgage 101 |
For many first-time buyers, saving for a down payment is often the most challenging hurdle they face on the path to home ownership. Most of these first-time buyers assume they must put down 20% of the purchase price. That’s some heavy coin! But the truth is – you...
Jan 31, 2017 | Home Buying Process |
Does your monthly rent payment feel a bit like dumping money down the drain? Have you been dreaming about DIY remodeling projects and paint swatches? Homeownership comes with a lot of perks. But it’s not as simple as trading in your rent payment for a mortgage. Before...
Dec 22, 2016 | Home Maintenance |
Not carrying homeowner’s insurance isn’t a way to save money. It’s a way to gamble with the roof over your head. And that’s not something with which you want to gamble. What happens if a freak windstorm blows a tree into your house or a burglar causes major damage to...
Nov 28, 2016 | Mortgage 101 |
A refi is the process trading your current home loan for a new one – complete with a new interest rate and terms (aka refinancing). But, how does the whole thing work? In a nutshell – refinancing is pretty much like securing your original mortgage. There are two main...
Oct 21, 2016 | Home Buying Process |
The fixer-upper. It’s an instant gold mine, right? Maybe. Home improvement TV shows make remodeling look like a snap. That’s because those folks are experts with a crew and supplies at the ready. Unfortunately, for those of us who aren’t home improvement experts,...
Sep 27, 2016 | Home Buying Process |
Budgeting can often be easier said than done, especially if you haven’t done it before. However, if you’re having trouble saving money, budgeting is the key. It allows you to clearly understand where your money is going so you can make educated spending decisions. If...
Aug 25, 2016 | Mortgage 101 |
As with any of life’s important steps, knowledge is key. This is why we’ve outlined the 12 most commonly used mortgage terms. Adjustable-Rate Mortgage – Also known as an ARM, an adjustable-rate mortgage is a loan with an interest rate that adjusts based on the...
Jul 25, 2016 | Home Buying Process |
While some types of debt can boost your credit score, others can hurt it. When it comes to house hunting, this is a big deal. Credit scores are often the make or break factor for prospective buyers looking to get pre-approved for a mortgage. As you consider debt, it’s...
Jun 16, 2016 | Home Buying Process |
Ready to start house hunting? With inventory tight and prices on the rise, it’s a crazy time to jump into the home buying process. However, scoring your dream home is far from impossible. Use these four tips to ensure you’re putting your right foot forward. Get Your...
May 19, 2016 | Home Buying Process |
In order for most current homeowners to purchase a new home, they need to sell their current home. This is especially true when a buyer wants to move into a more expensive house. However, trying to perfectly time a sale and a purchase can be difficult. Luckily, home...